Get a cash advance on your credit card.
Apply for an online personal loan.
Get a cash advance from your bank or credit union.
Borrow from your HELOC.
Borrow from a friend or family member.
Borrow from your retirement account.
Can you get a payday loan without a bank account?
Regular credit card cash advances do not require a bank account. If you need a loan, your options become a lot narrower if you don't have a bank account. You can't write a check without one, nor can you visit an ATM. Plus, many payday lenders will still require that you have an account before they'll lend to you.